908-425-5893
At AMS Mortgage Services, trust is more than a promise—it's a tradition we've upheld for over 32 years.
Backed by decades of expertise, we are dedicated to simplifying the mortgage process and tailoring solutions to meet your unique needs. Whether you're a first-time homebuyer or looking to refinance, we're here to help you navigate every decision with confidence.
See what MORTGAGe programs you qualify for
Monica G. Ferreira
NMLS: 1218904
908-425-5893
375 Chestnut Street, Suite 3C, Newark, NJ 07105
From First Time Home Buyers to 2nd Homes, To Investment Properties – your journey begins here
Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here
ABOUT Monica
With over 20 years of experience in the mortgage industry, Monica specializes in guiding clients through all types of home loan solutions—from first-time purchases to refinances and everything in between. She’s passionate about educating homebuyers, especially those facing challenges on their path to homeownership. Fluent in Spanish and Portuguese, Monica ensures her clients feel confident and empowered every step of the way.
908-425-5893
Schedule your free consultation today and get expert insights to simplify your path to homeownership!
We Specialize In
Fast Pre-Approvals
At AMS Mortgage, our journey with you begins with a personalized discovery process. Our team is dedicated to guiding you through a mortgage process customized just for you.
First Time Homebuyers
We specialize in making first-time home buying a breeze. From loan programs to down payment assistance, we make the journey to home ownership stress-free.
Communication
Our top priority is keeping you well-informed during the loan process. Our Concierge Mortgage Program ensures a seamless experience.
© 1992-2025 AMS Mortgage Services, Inc. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.
AMS Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.